SERVICES

Everything KardPH does, in one place

One app for customers to pay, collect points and carry their cards, and one set of tools for businesses to run loyalty, memberships, vouchers, billing and their books. Card, e-wallet and QR Ph payments built in.

FOR BUSINESSES

Tools to grow your customers and run your store

Loyalty, memberships, vouchers and billing to bring customers back, plus accounting, settlements and staff logins to run day-to-day operations.

Loyalty & Rewards System

Boost customer retention by rewarding every purchase with points/products that can be earned and redeemed easily. This automated system helps build brand loyalty and keeps customers coming back.

Digital Membership Card System

Offer exclusive membership benefits with a fully digital membership card accessible via the KardPH mobile app. Merchants can customize member perks and track engagement, while customers enjoy a seamless and paperless experience. Members can cancel, resume and auto-renew from the app.

E-Vouchers

Create, distribute, send and accept e-vouchers that work as digital gift cards within the KardPH ecosystem. Approve each in-store redemption with an approval code.

Billing System

Issue billing statements one by one or by CSV bulk upload. Residents and customers pay in the KardPH app, and you see which bills are paid and unpaid.

NEW

Smart Accounting

Record sales and expenses from the merchant app and scan receipts. See your profit and loss, cash flow and trial balance in the merchant portal.

NEW

Settlements

See your pending and paid payouts, with the breakdown of each one, in the merchant app and the merchant portal.

NEW

Staff accounts for your merchant app

Create logins for your cashiers so they can use the KardPH merchant app for your store.

COMING SOON

Virtual ID issuing

Issue digital IDs to your members, review applications, validate IDs by scanning them, and import your rosters.

COMING SOON

POS (Point of Sale)

Our web-based POS system helps merchants manage sales, inventory, and customer transactions in real-time. It's mobile-friendly and easy to use, providing a complete solution for both physical and digital storefronts.

KARD PASS

Skip the paper ticket with Kard Pass

Kard Pass by KardPH replaces paper tickets with a digital pass in the app, for a faster, more eco-friendly way in and out.

Explore Kard Pass
AVAILABLE NOW

Parking

Get a digital parking ticket, pay in the app or at the cashier, and exit within your window. Lost ticket? The cashier handles it.

COMING SOON

Bus ticketing

Search trips, pick a seat, pay and board with a digital boarding pass.

SUBSCRIPTION PLANS

Start Your Partnership with KardPH Today

Pick a plan for your business. Annual prices: Basic ₱7,899, Premium ₱14,899, Enterprise ₱29,899 a year.

Basic Plan

₱799 / month

Ideal for small businesses starting to digitize operations.
  • Basic Merchant Dashboard
  • Sales Reports & Downloadable Summaries
  • Activated add-on:
    Rewards System & Loyalty Points (KardPoints)
  • Secure transaction monitoring
  • Settlements view NEW
    Included in all plans
  • * Terms and Conditions apply *

Get Started

Premium Plan

₱1,499 / month

Designed for growing businesses that need more flexibility and tools.
  • All features in Basic Plan
  • Comprehensive Dashboard
    (Monthly Performance, YTD vs Prev. Year)
  • Installment Payment Feature
  • Add-ons :
    Voucher System - Coupon that can be redeemed in merchants
    Membership Management
  • Smart Accounting NEW
  • Billing statements & bulk upload NEW
  • * Terms and Conditions apply *

Get Started

Enterprise Plan

₱2,999 / month

Built for high-volume and multi-branch operations.
  • All features in Premium Plan
  • Push notifications to engage customers
  • Additional sub-accounts for staff and branches
  • Recurring billing and automation features
  • Priority support and scalability options
  • Kard Pass parking (add-on) NEW
  • * Terms and Conditions apply *

Inquire Now
ADD ONS

Other Services

Unlock special features: loyalty rewards, e-vouchers, memberships and Smart Accounting.

Inquire Now
Sample loyalty card in the KardPH app with 8 of 10 stamps collected

Loyalty Rewards

Automatically reward customers with points or stamps for every purchase, boosting loyalty and encouraging repeat business at cafes, salons, clinics, and similar.

Read More
Sample digital membership card in the KardPH app with auto-renew

Membership Program

Build exclusive membership tiers offering special perks and pricing—perfect for gyms, clubs, or services. Boost recurring revenue and customer engagement.

Read More
Sample ₱100 OFF e-voucher in the KardPH app

e-Voucher

Create and sell digital vouchers—like ₱100 OFF, Free Item, or Service Credit—for customers to buy, gift, or redeem in KardPH. Attract new buyers. Boost brand visibility.

Read More
Sample Smart Accounting summary in the KardPH merchant app with sales, expenses and net income

Smart Accounting NEW

Record sales and expenses from your merchant app, scan receipts, and see profit and loss, cash flow and trial balance in your merchant portal.

Read More
FOR CUSTOMERS

Pay, earn points and keep every card in one app

Download the KardPH app to pay participating merchants, earn and spend KardPoints, and carry your memberships, vouchers and loyalty cards.

Pay merchants

Pay your favorite stores in the KardPH app. Scan their QR or pick them from the list, then pay with a linked card, an e-wallet or QR Ph.

NEW

KardPoints: earn and redeem

Earn KardPoints when you pay at participating merchants, then use them toward store payments, vouchers, memberships, bills and parking.

NEW

Loyalty partner cards

Activate a partner store's loyalty card with the code they give you. See its balance and history, and renew it, right in the app.

Digital memberships

Subscribe to a store's membership plan and carry the card in your app. Cancel, resume or switch auto-renew on and off whenever you like.

E-vouchers

Buy vouchers for yourself or send them as gifts to other KardPH users. Redeem them in-store within the KardPH ecosystem; the store confirms with an approval code.

COMING SOON

Bills Hub

See and pay the bills your merchants send you, like association dues, and pay Bayad Center billers in the same place.

COMING SOON

Virtual ID

Apply for a digital ID from an issuing organization with a selfie, then show a flippable ID card with a live QR from your phone.